Hiscox
Business insurance for small companies and professionals.
- Countries served
- Worldwide
- Languages
- English
- Last reviewed
- 2026-10-31
Overview
Hiscox is a global specialist insurer that provides commercial insurance products tailored to the needs of small businesses and independent professionals. The company focuses on offering specialized coverage options that address unique liability and property risks encountered in various professional sectors. By providing online purchasing capabilities and direct support, Hiscox facilitates the risk management process for businesses operating in domestic and international markets.
Products and services
- Professional liability insurance
- General liability insurance
- Business owner's policy
- Cyber security insurance
- Errors and omissions insurance
- Short-term liability coverage
Business problems addressed
- Protection against professional negligence claims
- Coverage for accidental property damage or bodily injury
- Mitigation of financial losses from cyber attacks or data breaches
- Compliance with contractual requirements for proof of insurance
- Protection of personal assets from business-related lawsuits
Key benefits and capabilities
- Direct-to-consumer online policy management
- Customizable coverage options for specific professions
- Access to specialized claim services
- Real-time certificate of insurance issuance
- Quote generation through automated digital platforms
- Multi-state availability for US-based entities
Frequently asked questions
- What types of businesses can obtain insurance through Hiscox?
- Hiscox primarily serves small businesses, consultants, and independent contractors across a wide variety of professional service industries.
- Can I purchase a policy directly online?
- Yes, Hiscox provides a digital platform that allows users to get quotes and purchase business insurance policies directly through their website.
- Does Hiscox provide proof of insurance for my clients?
- Yes, policyholders can access and download certificates of insurance immediately after purchasing a policy through the online portal.