GoCardless
Direct debit and recurring bank payments for businesses.
- Countries served
- Worldwide
- Languages
- English
- Last reviewed
- 2026-10-31
Overview
GoCardless is a global payments platform that facilitates the collection of recurring and one-off payments directly from customers' bank accounts. It serves businesses of various sizes by simplifying the process of pulling funds via bank debit networks. The platform functions as an intermediary to help organizations automate payment collection and reduce reliance on credit card processing.
Products and services
- Recurring payment collection
- One-off bank debit payments
- Instant bank pay
- Success+ payment retries
- Global payment network access
- API-driven payment integration
Business problems addressed
- High transaction fees associated with credit cards
- Failure of automated recurring billing
- Inflexible payment collection workflows
- Manual invoice reconciliation
- International payment complexity
Key benefits and capabilities
- Bank debit automation
- Real-time payment tracking
- International currency support
- Developer-friendly REST API
- Built-in merchant dashboard
- Automated payment retry logic
Frequently asked questions
- What payment methods does GoCardless support?
- GoCardless primarily supports bank debit schemes across multiple countries, including SEPA, Bacs, ACH, and Autogiro.
- Can GoCardless integrate with my existing accounting software?
- Yes, GoCardless offers integrations with many popular accounting and invoicing platforms, such as Xero, QuickBooks, and Sage.
- How long does it take for funds to be settled?
- Settlement times vary depending on the local payment scheme and the region, typically ranging from a few days to a week.